View Full Version : Ontario Insurance for new trike
wopa20
05-17-2010, 08:25 PM
Just bought a 1984 atc200s stored since '91. Now I can't find f&%$ing insurance. So could someone help me out if they know where I can find insurance and second what is the fine and do they inforce the insurance requirement for quads. I live in northern ontario and heard that they look the other way.
tapper190
05-17-2010, 08:33 PM
Hi, welcome to the boards. I have my insurance threw state farm. Sometimes you can get away with telling them it's an atv instead of an atc. I did that before state farm. I wouldn't recommend riding with out insurance. It's a court date if you get caught ( found that out the hard way when I was 16), which means a day of lost wages as well, but it's up to you if you want to risk it.
Tapper
wopa20
05-18-2010, 05:20 PM
I found insurance thru allstate $500 a year (because i have no car policy with them). Should I try state farm?
muddog
05-18-2010, 05:30 PM
here in manitoba mpi will insure anything if they can make money off of it i pay about $400cad a year for my 86BR
bigworm626
05-18-2010, 06:25 PM
You guys in Canada, having insurance, does that allow you to drive in the streets?
Grizzlypeg
05-18-2010, 06:45 PM
You guys in Canada, having insurance, does that allow you to drive in the streets?
Few places allow it. There are some small towns that have passed laws that allow snowmobiles or atv's to pass through town on the streets, but that's the exception to the rule.
daniel_250r
05-18-2010, 08:21 PM
i dont have insurance and i ride on the roads and into town to friends houses. just gotta have a few places to go if the cops come they will give you atleas a 110$ fine so dont stop if you see them
Xhumeka
05-18-2010, 09:36 PM
I found insurance thru allstate $500 a year (because i have no car policy with them). Should I try state farm?
Yes, try State Farm. My car policy is elsewhere, and I pay on average $120 per machine from State Farm (plus or minus $10 depending on machine).
muddog
05-19-2010, 05:45 PM
i have gotten a written warning once from a cop for driving on the road instead of the ditch hardly anyone patrols the gravel roads anyway
wopa20
05-19-2010, 10:19 PM
Thanks everyone, I landed state farm at $130!
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